Mortgage Refinancing Rates & Options
Why Refinance Your Mortgage?
Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your options is important, we can help!
When to Refinance Your Mortgage?
We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. Trulending Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance with minimal hassle and work.
Lower Your Payment By Taking Advantage Of Low Mortgage Rates
Mortgage rates are at their lowest in decades. A refinance with Trulending Mortgage can help you lower payment and save you money. Lowering your payment is easier than ever and getting started is simple! Call us or click here to find out if you qualify for a refinance. Check out our refinance calculator to see what a new rate and term could do for you.
Refinancing can Reduce Your Monthly Mortgage Payment
FHA Loans
Lower those rising mortgage payments with a government-insured fixed-rate loan.
30-Year Loan
Find stability with a traditional fixed loan option, Trulending Mortgage can help you lock in today at a great rate.
Adjustable Rate Mortgage
Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money.
VA Home Loan
Refinance up to 100% of your home or buy a new home with no down payment and never pay monthly insurance (PMI)!
Great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran! There are several options available to eligible veterans. Contact us today!
Not sure which program is right for you? Trulending Mortgage can advise you on which mortgage refinancing program best meets your needs.
Consolidate high interest debt with a low mortgage rate!
Pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you will pay less each month and pay off your higher-interest debts faster which will also help improve your credit.
Refinancing Programs that can Reduce Your Monthly Mortgage Payment
FHA Loan
Consolidate your debt into one low cost loan.
15-Year Loan
Pay off your debt quicker by refinancing it into a 15 year loan.
30-Year Loan
Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent.
VA Loan
Veterans and military members can consolidate all debts with one low-cost loan.
Not sure which program is right for you? Trulending Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.
Paying Off Your Mortgage Faster Is Easier Than You Think!
The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you can take advantage of today’s low rates by shortening the term of your loan? There are many options available to help you pay off your mortgage faster and save that extra money!
We have helped thousands of happy clients save money on their mortgage with a refinance and we can you help too. See our refinance calculator to see what a new rate and term can do for you.
Refinancing Programs that can Reduce Your Monthly Mortgage Payment
15-Year Fixed
Pay thousands less in interest by locking in today!
15-Year FHA or VA Loan
For those with less equity in their home or who are looking to close with less money, the FHA loan is the perfect choice. Great rates and measurable savings may be available if you are a military member or veteran
Not sure which program is right for you? Trulending Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.
Current Conforming Rates
(Principal & interest based on the conforming max loan amount of $766,550 – Primary Home)
Rates as of November 20, 2024
On mobile swipe table to view all content
| Loan Program | Rate | APR | Points |
|---|---|---|---|
| 30YF | 6.625% | 6.875% | 0 |
| 20YF | 6.500% | 6.725% | 0 |
| 15YF | 5.875% | 6.375% | 0 |
| 10YF | 5.625% | 5.899% | 0 |
| FHA/VA | 6.000% | 6.375% | 0 |
| 5/1 & 7/1 ARM | 7.125% | 7.625% | 0 |
| HELOCS | 7.750% | 7.875% | 0 |
Current High Balance Conforming Rates
(Principal & interest based on the high balance max loan amount of $1,149,825 – Primary Home)
Rates as of November 20, 2024
On mobile swipe table to view all content
| Loan Program | Rate | APR | Points |
|---|---|---|---|
| 30YF | 6.990% | 7.235% | 0 |
| 20YF | 6.875% | 7.255% | 0 |
| 15YF | 6.250% | 6.378% | 0 |
| 10YF | 6.125% | 6.238% | 0 |
| FHA/VA | 6.125% | 6.238% | 0 |
| 5/1 – 7/1 ARM | 7.375% | 7.625% | 0 |
| HELOC | 7.750% | 7.875% | 0 |
| Jumbo | 7.250% | 7.625% | 0 |
| Bank Statement | 7.875% | 8.235% | 0 |
| Investor Flex | 7.500% | 8.250% | 0 |
| Other Non-QM | 7.875% | 8.235% | 0 |