Archive for September, 2009

Mortgage Refinance Program Expands….

Is your home value less than your current mortgage balance? If so, you now have more options now! Recently, the government updated the mortgage refinance guidelines to allow refinances up to 125% of your home value through Fannie Mae, but if your loan was owned by Freddie Mac, you were restricted to facilitating the refinance through your original lender causing confusion and delay.

Beginning October 1st 2009, Freddie Mac will introduce ...

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The First Time Homebuyer Tax Credit Expires in 90 short days… What does that mean to you?

The first time home-buyer tax credit expires in 90 days…it seems like you have a lot of time to find a house, get a mortgage and close, right? Think about how rapidly the rest of this year flew by…90 days is less than the blink of an eye.

What is the plan? First you have to get the money. That’s right, lets not even think about home shopping until you know what ...

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Improving My Credit Score-Do’s and Don’ts When Trying to Buy a Home

Buying a home is an exciting process. It opens up a new canvas for furnishing, decorating or otherwise accessorizing your life. This also opens up many potential opportunities to damage your credit score. By following these few simple rules, you can streamline the process:

  1. We have all heard that if your credit score report is run too many times, it will drop your score. There is some truth to this. If ...

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